HOME at LAST
READINESS PROGRAM

The 5 STAGES OF THE HOME at LAST LOAN READINESS PROGRAM

Our HOME at LAST Readiness Program for our Thin Line community consists of 5 stages. Our program lasts anywhere from 3-12 months to make sure you are approaching homeownership in a healthy, systematic, and functional way. However, if you feel that you are ready now, we will fast-track you through our program.

1.

Personal Intake

Introduction to program, discuss individual needs, identify financial and homeownership goals. Develop a full analysis and actionable steps to move forward.

2.

Credit & Financial Fitness

Participants receive an in-depth review of their credit situation, income, purchasing power, and assistance gathering documents needed for pre-approval.

3.

Home Loan & Realtor Education

Participants learn the ins and outs of the various home loan programs and what to look for, including fees, closing costs, and how to make the most of the well-earned benefits.

4.

Home Buying Process

Participants receive assistance with the pre-approval process, searching for a home with a realtor, completing an application, how to increase the chances of getting an accepted offer, and education on the overall transaction and requirements.

5.

Are You Ready

Participants learn about the benefits and hardships of being a homeowner, what happens after you close, and receiving the key to their new home.